How to buy inflatable pools in installments?

March 14, 2019

All the comprehensive information about making bank installment payments on pools, how to choose a bank, what factors to pay attention to, and how to choose a store that offers this installment payment, can be found in today's article on the isurve blog.

An inflatable pool is one of the most compact and widely used purchases among other types of pools.

Quite comprehensive information on this issue was provided in the previous article , however, today we will supplement it with additional advice that specifically concerns installment payments.

What is required to make an installment loan and what are the chances of it being approved?

Due to new banking regulations, the procedure for reviewing and approving installment loans has changed significantly compared to previous years. Accordingly, there is a difference in the requirements that banks require from customers.

Before we move on to these regulations, let's consider the procedure in place in our store:

To purchase in installments, you need to fill out the form on the page of the desired pool, indicating your first name, last name, and contact phone number.
After submitting the form, wait for a call from our operator within a few minutes. From him you will receive comprehensive information on any issue of interest to you. Together with him, you will select a bank and the application will be sent.
Wait for a notification from the bank. If approved, you only have to leave your house once and sign the application. Although this is a simplified procedure, you have no choice but to visit any branch closest to you.
A courier will deliver your pool to your location for free on the same or next business day after signing.

Regarding documentation and other additional requirements:

Unlike previous periods, you still need to confirm your income. This happens automatically if your salary is deposited into the same bank where you make the installment payments, but if not, you will need to additionally submit a bank or tax office statement.

Accordingly, this requirement means that those who receive their salary in cash will find it very difficult to make installment payments.

You may have proof of income, but it may not be sufficient to meet the specific amount of the installment. This is also taking into account the new regulations. For example, if you are already paying 40 GEL per month in installments or a loan, and your income is 300 GEL, you may not be approved for an additional installment, etc.

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